FIRST-TIME HOMEBUYER PROGRAMS
Embark on Your Homeownership Journey With Confidence
Buying your first home is an exciting milestone, but it can also be filled with uncertainties and questions. Stockton Mortgage is dedicated to helping first-time homebuyers navigate the complexities of purchasing a home with ease and confidence. Our specialized programs are designed to simplify the process and make your dream of homeownership a reality.
Simplified
Process
We break down the home buying process into clear, manageable steps to help you understand everything from budgeting to closing.
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Financial
Assistance
Take advantage of programs that offer down payment assistance, favorable loan terms, and other financial benefits specifically for first-time buyers.
Educational
Resources
Our team provides comprehensive education on all aspects of buying a home, ensuring you are well-informed and prepared for each decision.
WE VALUE YOUR TIME
Fast and Easy Application Process
Our streamlined application process is designed to get you pre-approved quickly so you can start house hunting with confidence. Here's what to expect:
Initial Consultation
Start by filling out a brief online form or speaking directly with one of our licensed loan originators to discuss your financial situation and housing needs.
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Documentation Submission
Provide necessary documents such as proof of income, employment verification, and credit history. Our team will guide you through what's required to expedite the process.
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Pre-Approval
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We will assess your application promptly. Once approved, you will receive a pre-approval letter that outlines the amount you are eligible to borrow, enhancing your credibility with sellers.​
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House Hunting​
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With your pre-approval in hand, you can confidently approach the market, knowing what you can afford and ready to make a strong offer on your ideal home.
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Start Your Journey to Homeownership
Unlock the door to your new home with guidance every step of the way. Fill out the form to speak with a licensed mortgage loan originator. We're excited to help you make informed decisions about your home financing options.
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This is not a commitment to lend. By clicking 'Submit,' you agree that Stockton Mortgage and its employees may call or text you, including through automated means, at the number provided. You understand that you are not required to consent as a condition of qualifying for a loan.